Student Finance England - The complete Guide
The British government funds university studies through Student Finance England. Find out here who is eligible, how much you get, how to apply — and how we help you get everything stress-free.
What Is Student Finance England?
Student Finance England (SFE) is the government programme that offers loans and grants to eligible students to fund their university studies in England. The programme is administered by the Student Loans Company (SLC) on behalf of the British government.
Through SFE you can access two main types of funding: a Tuition Fee Loan that fully covers university fees (paid directly to the university) and a Maintenance Loan for living expenses (paid into your bank account). In addition, eligible students may qualify for non-repayable grants including: Disabled Students' Allowance (DSA), Childcare Grant, Parents' Learning Allowance, and Adult Dependants' Grant.
Tuition Fee Loan
Fully covers university fees — you pay nothing out of pocket.
| Type | 2025-26 | 2026-27 |
| Full-time | £9,535 | £9,790 |
| Accelerated | £11,440 | £11,750 |
Maintenance Loan
Money for rent, food, transport — directly into your account.
| Situation | 2025-26 | 2026-27 |
| With parents | £8,877 | £9,118 |
| Away (non-London) | £10,544 | £10,830 |
| Away (London) | £13,762 | £14,135 |
Who Is Eligible?
Eligibility depends on your residency status, chosen university, course, and academic history.
You have settled status or pre-settled status in the UK
You are a British or Irish citizen
You have lived in the UK for at least 3 years before the course starts
You are enrolling in an eligible course at an accredited UK university
This is your first university-level course (with exceptions)
You are at least 18 years old at the course start date
How to Apply Through EduForYou?
We guide you step by step — from eligibility check to receiving money in your account.
1
Check Eligibility
Contact us for a free complete eligibility assessment. We check your residency status, qualifications, and available options.
2
Choose the Right Course
We help you choose the ideal university and course — flexible, accredited, with a schedule that lets you work alongside.
3
Prepare Documents
We guide you step by step through the required documents: proof of identity, address, settled status, and other supporting documents.
4
Apply for Student Finance
We assist you in completing the application on the Student Finance England portal. Every field, every document — checked by our team.
5
Start Studying
Once approved, the Tuition Fee Loan goes directly to the university, and the Maintenance Loan into your bank account. You're ready!
