How Much Do You Get from Student Finance UK in 2026? Exact Amounts

Student Finance England provides two main components: the Tuition Fee Loan (up to £9,250/year, paid directly to your university) and the Maintenance Loan (up to £14,000/year in London, paid into your bank account). Combined, students in London can access up to £23,250 per year.

Tuition Fee Loan

Covers 100% of your course fees, up to £9,250 per year. Paid directly to your university — you never see this money, but you also never pay it upfront.

Maintenance Loan

Paid directly into your bank account in 3 instalments per year. Maximum amounts for 2026: £14,000/year in London, £10,227/year elsewhere. The exact amount depends on your household income — the lower your income, the more you receive.

Repayment

You only start repaying when you earn over £25,000/year. Repayments are 9% of income above this threshold. After 40 years, any remaining debt is written off.